Loan Types

Health Associates Federal Credit Union offers many different loans to meet your financial needs, all at competitive and attractive rates.

 

• Overdraft Line of Credit - Your Health Associates Federal Credit Union Checking Account safety net! Credit line up to $1,000.00.
• Secured Line of Credit - Looking for an interest rate as low as 5.00% APR* on a personal line of credit? Secure your next loan to the money you have in your Heath Associates Federal Credit Union Savings Account. Maintain the interest earned on your money in the Savings and pay as low as 5.00% APR* on your Share Secured Loan!
• Recreational Vehicle Loans - Travel trailers, fifth-wheels and motor homes - yes, we do those too.
• New and Used Auto Loans - Up to 10 years old, up to 84 month terms. Great rates and a Preferred Partner Program with local dealers to get you possibly the best deal in town!
• Home Equity Line of Credit and Fixed 2nd Trust Deeds*** - With loan limits up to $500,000.00, you can refinance your existing HELOC from another financial institution and get a lower interest rate! No up-front-fees and no hassle! Interest Rates starting at 4.75% APR** with automatic transfer payment from your Heath Associates Federal Credit Union savings or checking account.
• Home Loans and Purchase Home Loans - Health Associates is a major Mortgage Lender in Southern California. Just click here to check out our expanded website that displays mortgage loan options, interest rates customized to meet your personal needs, and other real estate/mortgage lending services.
• Business Loans - To apply for a business loan, contact our Business Loan Representative at (714) 972-2992.