Fee Schedule
Revised January 1, 2010
Account Service Fees
FREE
Account Re-Open
(if re-opened within 6 months of account closure)
$10.00
Statement Copies*
$5.00 each
Returned Item
(deposit, cashed check or payment)
$20.00 each
Overdraft Item
(Member's Checking - Non-Sufficient Funds, Uncollected Funds, Courtesy Overdrafts)
$25.00 each
Overdraft Transfer (from shares)*
(see Account Disclosures for Special Rules)
$5.00 each transfer
Copies of Negotiable Items
Checks, etc. - First 3 per month Free
$5.00
Faxed copies - First 3 per month Free
$7.50
Prime Share Account
(Monthly Minimum Balance Fee)
$5.00
Stop Payment Fee
(Negotiable Item)
$25.00
Escheat Mailing Fee
$2.00
Account Research
(Reconcilement)
$25.00
per hour
Money Market
(Monthly Minimum Balance Fee)
$10.00
Prime Share Withdrawals
(3 Free Per Month)
$5.00 each
Return Mail Fee
$4.00 each
Holiday Club
(Early Withdrawal Fee)
$10.00
Personal Checks (Per Box)
Transaction Services
Travelers Cheques
1% of Purchase
Gift Cheques
$2.50 each
VISA Gift Cards
$3.50 each
Credit Union Hotline Transactions / Inquires
FREE
Check Cashing*
$5.00 each
Cashier's Checks
($5,000.00 Minimum)
$10.00 each
Official Checks*
(Payable to 3rd Party)
$5.00 each
Incoming Collection Item
$10.00
Outgoing Collection Item
$10.00
3rd Party Verification of Account / Deposit
(Including Mortgage)
$20.00
Incoming Wire
FREE
Outgoing Wire
(Domestic)
$20.00
Outgoing Wire
(Foreign)
$30.00
Money Orders
$2.00
All items with an (*) are free if member's shares on deposit total at least $2,500.00.
Electronic Services
ATM / VISA Debit** Card Services
New ATM / Debit Card
Free
Replacement ATM Card, Debit Card or PIN Reset
$5.00 Each
ATM Overdraft
$25.00 Each
CO-OP ATM Withdrawal
First 5 Free
Each Month then
$1.00 Each
ATM Withdrawal
(all other ATM Networks, excluding 3rd party charges)
$1.00 Each
Deposits
(through CO-OP ATM's ONLY)
Free
Point-Of-Sale
(Purchase)
Free
Account Inquiries And Transfers
Free
Returned Item ATM Deposit**
$20.00
Empty Envelope ATM Deposit**
$22.50
ATM Deposit Adjustment
$6.00
Online - Home Banking / Bill Pay Fees
Home Banking
Free
Bill Pay - Health Assocaites Checking Account Required
Free
Home Equity Line of Credit/Mortgage
Loan Services - Consumer Loans
Application Processing
Free
VISA Annual Fee
None
VISA Late Fee
$20.00
VISA Overlimit Fee
$10.00
Line Of Credit Advance
No Fee
Line Of Credit Overdraft Transfer
No Fee
Loan Late Fee
(Except Credit Card)
20% of interest
In-House Auto Refinance
$100.00
Other Services
Notary Service To Members
(1st Signature free)
$5.00 per signature
Legal Processing
(Levies, Attachments, etc.)
$25.00
Subpeona
(Charge to 3rd Party)
Legal Limit
IRA Annual Administration Fee
None
IRA Early Closure Fee
(before age 70.5)
$25.00
COINSTAR
8% of total
DISCLOSURE: The Board of Health Associates Federal Credit Union reserves the right to amend these fees from time to time. Written notification of such changes will be forwarded to all members at least 30 days in advance.
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