Unsecured Line of Credit Rates

Rates effective Sept 1, 2011

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Product

APR*

Terms

Daily Periodic Rate

VISA Platinum Preferred

As Low As 9.50% on Purchases and Cash Advances

No Annual Fee Maximum Limits $10,000.00

0.026027%

VISA Classic
Credit Card

As Low As 12.50% on Purchases and Cash Advances

No Annual Fee Maximum Limits $7,000.00

0.034247%

VISA Business

As Low As 9.50% on Purchases and Cash Advances

No Annual Fee Maximum Limit: Please contact us

0.034247%

VISA Classic Secured
Credit Card

As Low As 12.50% on Purchases and Cash Advances

No Annual Fee Maximum: Amount Pledged + 20%**

0.034247%

Closed-End Unsecured Signature Loan

7.09% APR.

Up to a 48 Month Term

Minimum Payment $25.00, Maximum Amount $5,000.00

0.019425%

Open-End Unsecured Line of Credit

7.09% APR. 5-Year Maximum Draw Period

Minimum Payment $25.00, Maximum Amount $5,000.00

0.019425%

Note: All Loan Interest Rates are subject to change at any time with out notice. See the "Line-of-Credit Agreement & Disclosure" for FULL account disclosures. Credit cards offered by Health Associates FCU are secured by shares on deposit in your account except as prohibited by law.

 

Note: Your Rate may Differ Depending on your Personal Credit Score. Prime Rate is currently 3.25% APR.

 

*Annual Percentage Rate

 

**Percentage of transaction amount. Some merchants and ATMs not owned or operated by the credit union may assess additional fees.