Share Certificate (CD) Rates 
Rates Effective July 1, 2008
Member-Value CD - New money only. Annual Percentage Yield of 5.00% is the rate for all dollar amounts; $500.00 to over $98,000.00. The Annual Percentage Rate is 4.879%. CD does not renew upon maturity. Funds will deposit to regular share account.
40th Anniversary CD - New money only. Account must be opened before December 31, 2008. Early withdrawal penalty applies. CD does not renew upon maturity. Funds will deposit to regular share account. See special rates below for 40th Anniversary CD.
|
Length of Membership
|
Dividend Rate
|
APY*
|
|
Less than 3 Years
|
4.41%
|
4.50%
|
|
3 to 5 Years
|
4.55%
|
4.65%
|
|
6 to 10 Years
|
4.65%
|
4.75%
|
|
11 to 15 Years
|
4.75%
|
4.85%
|
|
Over 15 Years
|
5.03%
|
5.15%
|
*APY = Annual Percentage Yield
____________________________________________________________________________________
July 1, 2008
*A.P.Y. = Annual Percentage Yield, A.P.R. = Annual Percentage Rate
IRA Certificate Rates - Insured up to $250,000.00 by the NCUA
|
TERM
|
$1,000.00
|
$5,000.00
|
$50,000.00
|
$98,000.00
|
|
3 Months
|
2.75% APY*
|
2.80% APY
|
3.00% APY
|
3.10% APY
|
|
6 Months
|
2.85% APY
|
2.90% APY
|
3.10% APY
|
3.12% APY
|
|
12 Months
|
2.90% APY
|
2.95% APY
|
3.15% APY
|
3.14% APY
|
|
18 Months
|
2.90% APY
|
2.95% APY
|
3.15% APY
|
3.16% APY
|
|
24 Months
|
2.95% APY
|
3.00% APY
|
3.20% APY
|
3.18% APY
|
|
36 Months
|
3.05% APY
|
3.10% APY
|
3.30% APY
|
3.32% APY
|
|
48 Months
|
3.10% APY
|
3.15% APY
|
3.35% APY
|
3.39% APY
|
*APY = Annual Percentage Yield
Share Certificate Rates:
| 24-Months |
$1,000.00 |
2.90% APY |
| 24-Months |
$5,000.00 |
2.95% APY |
| 24-Months |
$10,000.00 |
3.00% APY |
| 24-Months |
$20,000.00 |
3.05% APY |
| 24-Months |
$50,000.00 |
3.10% APY |
| 24-Months |
$98,000.00 |
3.15% APY |
APY = Annual Percentage Yield
May 20, 2008
MONEY MARKET
Minimum Balance A.P.R. A.P.Y.*
*Annual Percentage Yield
APR = Annual Percentage Rate
|
