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Loan Interest Rates
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APR = Annual Percentage Rate
Rates Effective July 1, 2008
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| Prime Rate = 5.00% |
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New/Used Auto Loans** /
SAVE .40% APR ON YOUR AUTO LOAN RATE THROUGH JULY 30, 2008! APPLY TODAY!
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| New/Used (Less than 5 years) |
APR as low as 5.70%* |
Additional terms apply / Based on 48 mo. term |
Based on 48 Mo. Term/Daily Periodic Rate: .015616 |
| Used (older than 5 years / 6 to 8 years old) |
APR as low as 6.25%* |
Based on Mid - Blue Book / 48 mo. term. |
Additional Terms Apply. Daily Periodic Rate: .017123 |
| Motorcycles |
APR as low as 5.85%* |
Based on 48 mo. term |
Additional Terms Apply.
Daily Periodic Rate: .016027 |
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R.V.'s / Boats / Trailers** - Call CU for Terms
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| Based on $25,000.00 - $50,000.00 |
APR as low as 6.00% |
180 Month Term Daily Periodic Rate: .016438 |
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Based on $50,000.00 - $100,000.00
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APR as low as 5.85%
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180 Month Term Daily Periodic Rate: .016027
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| *Note: Your Rate may Differ Depending on your Personal Credit Score. Rates disclosed have a .25% rate reduction for automatic payment transfer from your HAFCU savings or checking account. **There is a $50.00 fee for all In-House Refinances. |
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| Unsecured Line of Credit |
| Product |
APR |
Terms |
Daily Periodic Rate |
| VISA Classic Credit Card |
12.50% on Purchases and Cash Advances |
No Annual Fee
Maximum Limits $10,000.00 |
.034247 |
| VISA Platinum Preferred |
9.50% on Purchases and Cash Advances |
No Annual Fee
Maximum Limits $50,000.00 |
.026027 |
| Line of Credit |
APR as low as 10.35% |
With Limits up to $10,000.00 |
.028356 |
| Closed-end Signature Loan |
APR as low as 11.24% |
With Limits up to $10,000.00 |
.030795 |
| Overdraft Line of Credit |
APR as low as 10.35% |
With Limits up to $1,000.00 |
.028356 |
| Home Equity Line of Credit* / Fixed Rate 2nd Mortgage |
| Product |
APR |
Terms |
Daily Periodic Rate |
| HELOC |
4.75% APR |
Base on Prime Rate + Margin. Offering 70%, 75% & 80% Loan to Value |
.0130136 |
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2nd Mortgage Fixed Rate
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6.00% APR
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Based on Prime Rate + Margin. Up to 80% Loan to Value
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.0164383
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| All Loan Interest Rates are subject to change at any time with out notice. See the "Line-of-Credit Agreement & Disclosure" for FULL account disclosures. |
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*Note: Your Rate may Differ Depending on your Personal Credit Score. PRIME RATE is CURRENTLY 5.00% APR.
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