| ACCOUNT SERVICES FEE |
FEES |
| MEMBERSHIP |
FREE |
| ACCOUNT RE-OPEN (if re-opened within 6 months of account closure) |
$10.00 |
| STATEMENT COPIESº |
$5.00 each |
| RETURNED ITEM (deposit, cashed check or payment) |
$18.00 each |
| OVERDRAFT ITEM (member's Checking - Non-Sufficient Funds, uncollected funds, courtesy overdrafts) |
$25.00 each |
| OVERDRAFT TRANSFER (from shares)º |
Each Transfer |
| (see Account Disclosures for Special Rules) |
$5.00 |
| COPY OF NEGOTIABLE ITEM |
-- |
| (checks, etc. - First 3 per month FREE) |
$5.00 |
| (faxed copies - First 3 per month FREE) |
$7.50 |
| PRIME SHARE ACCOUNT |
-- |
| (Monthly Minimum Balance Fee) |
$5.00 |
| STOP PAYMENT FEE (Negotiable Item) |
$22.50 |
| ESCHEAT MAILING FEE |
$2.00 |
| ACCOUNT RESEARCH (Reconcilement) |
$25.00 per hour |
| MONEY MARKET (Monthly Minimum Balance Fee) |
$10.00 |
| PRIME SHARE WITHDRAWALS (3 Free Per Month) |
$5.00 each |
| RETURN MAIL FEEº |
$4.00 each |
| CHRISTMAS CLUB (Early Withdrawal Fee) |
$10.00 |
| PERSONAL CHECKS (Per Box) |
Prices Vary |
| |
|
TRANSACTION SERVICES
|
FEES |
| TRAVELERS CHEQUES |
1% of Purchase |
|
GIFT CHEQUES
VISA Gift Cards
|
$2.50 each
$3.50 each
|
| CU HOTLINE TRANSACTIONS / INQUIRIES |
FREE |
| CHECK CASHING* |
$5.00 each |
| CASHIER'S CHECKS*◙ |
-- |
| (Payable to 3rd Party) |
$5.00 each |
| INCOMING COLLECTION ITEM |
$10.00 |
| OUTOING COLLECTION ITEM |
$10.00 |
| 3RD PARTY VERIFICATION OF ACCOUNT / DEPOSITº |
-- |
| (Including Mortgage) |
$20.00 |
| INCOMING WIRE |
FREE |
| OUTOING WIRE (Domestic)º |
$20.00 |
| OUTGOING WIRE (Foreign)º |
$30.00 |
| MONEY ORDERS |
$2.00 |
| All items with an (*) are free if member's SHARES on DEPOSIT TOTAL AT LEAST $2,500.00. ◙ $1,000.00 MINIMUM, º Fee Introduced/Increased December 1, 2005 |
| |
| ELECTRONIC SERVICES: |
| ATM / VISA DEBIT** CARD SERVICES |
FEES |
| NEW ATM / DEBIT CARD |
FREE |
| REPLACEMENT ATM / DEBIT CARD / PIN |
$5.00 each |
| ATM OVERDRAFT |
$25.00 each |
| CO-OP ATM WITHDRAWALS |
12 FREE per month |
| (all other ATM Networks, excluding 3rd party charges) |
$1.00 each |
| DEPOSITS (through CO-OP ATM's ONLY) |
FREE |
| POINT-OF-SALE (Purchase) |
FREE |
|
ACCOUNT INQUIRIES AND TRANSFERS
RETURNED ITEM ATM DEPOSIT**
EMPTY ENVELOPE ATM DEPOSIT**
ATM DEPOSIT ADJUSTMENT
|
FREE
$18.00
$22.50
$6.00
|
|
** See Visa Debit/ Check Card Agreement and Disclosures for more information. Fee introduced/increased NOV. 1, 2007
|
| |
| ONLINE - HOME BANKING / BILL PAY |
FEES |
| HOME BANKING |
FREE |
| BILL PAY - HAFCU Checking Account Required |
FREE |
| |
| HOME EQUITY LINE OF CREDIT /MORTGAGE |
| See Related Disclosures |
| |
| LOAN SERVICES - Consumer Loans |
FEES |
| APPLICATION PROCESSING |
FREE |
| VISA ANNUAL FEE |
NONE |
| VISA LATE FEE |
$10.00 |
| VISA OVERLIMIT FEE |
$10.00 |
| LINE OF CREDIT ADVANCE |
NO FEE |
| LINE OF CREDIT OVERDRAFT TRANSFER |
NO FEE |
| LOAN LATE FEE (Except Credit Card) |
20% of interest |
| IN-HOUSE AUTO LOAN REFINANCE |
$100.00 |
| |
| OTHER SERVICES |
FEES |
| NOTARY SERVICE TO MEMBERS |
$5.00 per signature
1st signature free |
| LEGAL PROCESSING (Levies, Attachments, etc.) |
$25.00 |
| SUBPEONA (Charge to 3rd Party) |
Legal Limit |
| IRA EARLY CLOSURE FEE (before age 70 1/2) |
$25.00 |
| ROLLED COIN DEPOSITED |
$.10 A ROLL |
|
DISCLOSURE:
The Board of Health Associates Federal Credit Union reserves the right to amend these fees from time to time. Written notification of such changes will be forwarded to all members at least 30 days in advance.
Main Street Office Phone 714.972.2992
|
