Benefits of Membership
Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. In fact, nearly 80 million Americans trust their credit union to provide the services to improve their financial well being.
Credit union membership offers many benefits. Services offered range from simple savings to home equity loans to IRAs. Study after study has revealed that, on average, credit unions provide the best financial offerings with fewer fees, lower rates on loans and higher rates on savings. And credit unions continually score higher than all other financial institutions in consumer satisfaction surveys.
Credit unions strive to deliver the best service possible to their most important assets--their members.
Credit Union Membership
All members subject to eligibility. Verification of employment is required.
See Affiliations Page for more information on eligibility.
Your Savings Federally Insured to $100,000 brought to you by the 
Our actual membership application process is easy. Here's what to d
- Call us at 714.972.2992 or visit one of our offices.
- Tell us who you work for or,
- Tell us what your relationship to a family member is! (Immediate family eligible to join are mothers, fathers, sisters, brothers, children, and grandparents too!)
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law required all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
We will in turn:
- Verify your eligibility
- Provide you with a membership application & account information.
Then, simply deposit $50.00 in a prime share savings account and you can immediately apply for any or all of our valuable programs and services. There is no membership fee or annual dues.
Once you become a member, you are always a member.
Savings Accounts
The Prime Share Savings Account is the cornerstone of credit union membership. Each member must maintain a minimum of $50.00 in a Prime Share Account to be eligible for any credit union services or loans. So, because you already have a savings account, it is a perfect vehicle for building savings for the future. And, you can add other financial services to make your life easy. Make depositing easy by signing up for payroll deductions or direct deposits. Apply for an ATM Card and enjoy the freedom of knowing you can access your accounts at hundreds of ATM locations around-the-clock throughout California and nationwide as well.
**The par value of a share in the Health Associates Federal Credit Union is $50.00. This is not a fee.
For full disclosure of account, ask a credit union representative for the brochure, About Credit Union Accounts.
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